Cards & Account Management

Leverage our rich experience with digitally-enabled, flexible and secure card solutions for issuers and acquirers looking for faster and reliable transactions.

Key Offerings

Leverage our rich experience with digitally-enabled, flexible and secure card solutions for issuers and acquirers looking for faster and reliable transactions.

 

Card Management Systems

End-end development and implementation of versatile card solutions across debit, prepaid, loyalty, credit and virtual issuing solutions; driven by security and EMV compliance.

Payment Scheme Compliance

We offer dependable Agent Compliance systems, real time consumer assessment, anti-money Laundering (AML), case identification and suspicious activity management solutions.

Network Interfaces & Certification

We have over two decades of experience with acquirer and issuer validation pre-certifications for all leading payment networks, EMV kernel, ATM certifications with several kinds of interfaces.

Platform Modernization

We offer leading edge solutions and consulting services to help our customers modernize their payments infrastructure and stay head of the curve.

Settlement & Reconciliation

We collaborate with large financial institutions to help them automate their reconciliation processes across payment channels, processors and geographies.

Top challenges for the Cards Industry

Retail banking products must meet consumers' expanding needs and preferences. Leveraging fintechs to access new technologies, streamline implementation, and offer customer-centric products will be a competitive differentiator for banks of the future.

  • Competitive threat from growing, alternate modes of payments

  • Need to reinvent business models to break away from traditional card economics

  • Enhance relationships & experience with tech-savvy customers

  • Need to implement robust data-driven, information strategies

The Opus Value

  • Rich experience with omni-channel solutions for financial leaders

  • Pioneers of cards solutions for large banks in APAC

  • Use of home-grown accelerators and ready artefacts for faster solution delivery

  • Growing focus on machine learning & analytics-driven solutions helps our customers derive actionable insights