Top challenges for Retailers today
Understanding payments as a merchant or retailer can redefine your business and how customers interact with your organization; Opus is at the forefront of innovation to enable companies to take control of their payments landscape.
Legacy architecture creates roadblocks for new initiatives
Fragmented customer experience
High cost of integrating new forms of payments
Efforts to maintain & enhance capabilities
Reliance on 3rd party platforms and services
Discrepancies in disputes & chargebacks
Key Offerings
Opus helps leading retail institutions keep up with the evolving payment innovation with omni-channel retail payment solutions for diverse forms of payments, digital retail solutions and services.
Digital Solutions for Retail Payments
Enterprise platforms for companies ready to lead omni-channel retail.
- API-driven enterprise payments platform
- Payments application modernization (migration to cloud, redesign architecture to Microservices)
- Cloud based reconciliation solution
- High availability, cloud-ready payment gateway adapter to accept payments on the web
- Cloud ready billing solution
Omni-Channel Solutions
- Tailor-made mPOS solutions, location-based applications, digital receipts, NFC and other proximity payment method solutions
- Wallet provisioning/cloud-based hosting development, multi-provider integration and regulatory compliance
- Customized mobile app development solutions
- Virtual assistance for customer engagement
- Seamless UI/UX design solution for EMV industry
Core Retail Solutions
Transforming retail with agile solutions to challenge traditional business models and stay ahead of the curve.
ATM and POS
- POS Application development & migration/porting
- Mobile Application Development
- Credit/debit MSR & EMV applications for contact/contactless cards acceptance
- Value added application services for gift, loyalty, EBT and WIC
- POS device application supporting payment & loyalty transaction
- EMV acquirer certifications
- EMV, P2PE, Tokenization
- Switch Integration
- Bio-metrics
- PIC-DSS/PA-DSS Compliance
- Integration using XFS Stds
Forecourt
- C-Store application development & maintenance services
- Electronic payment system development & integration with third party financial hosts/banks
- Site controller development and vendor certifications
- EPS Development
- C-Store Data & Analytics Solutions
- Customer Engagement, Targeted Marketing
- Integration using PCATS & IFSF standards
Loyalty & Rewards
- Customized points accumulation and redemption engine to increase customer usage and retention
- Value added services e.g. mobile app/online marketing campaign
- Integration with multiple channels to uniquely track customer across relationships
- Value added services: pay using reward points, reward points to cash, event based bonus points

Service Offerings for Retail
Opus provides end-to-end retail services that help you automate your retail system, with a centralized pan view. Our core retail services include:
Digitalization
- Cloud Strategy, Design, Migration, Modernization and Consulting
- API Modernization, Governance and Strategy using Microservices
- CRM Strategy, Migration & Consolidation (Salesforce) for Sales, Service, Marketing & Community Cloud
- Mobile Application Development
- UX Strategy, Design & Consulting
Application Development
- Support & enhance your existing payment technology needs with application development, quality assurance, managed services & ongoing support
- Integration with other applications in the payments value chain to bring in new mandates, features and capabilities
The Opus Advantage
Technology transformation and payment acceptance solution experts
Unique execution methodology
Rich transaction processing experience
Opus lives at the intersection of emerging tech and innovation